Property Claims Specialist

About the job

A path for every ambition.

At HUB, we believe the best work happens when people are given real space to grow and then given the autonomy to exercise it. We power progress and protect ambition: for the clients who count on us, and equally for the people who make that possible every day.
We’re creative thinkers and determined doers, guided by values that show up in how we work together: with empathy, adaptability, accountability and a genuine commitment to one another’s success. We foster bold ideas, celebrate curiosity and share what we know. Because when people grow, the work they do grows with them.

Our purpose is deeply human: to help people navigate the world on their terms, at their speed, toward their future. We hold that same commitment to the people building careers here.

Whether you’re starting out or leveling up, you’ll find the resources to evolve, the support to take on more and a team ready to back you at every stage.

Your ambition has a home here.

About Proper Insurance
Proper Insurance is a Managing General Agent (MGA) and a division of SPG, operating with full claims handling authority. We offer a commercial policy designed from the ground up to cover short-term rental properties — one of the fastest-growing and most nuanced segments in modern insurance.
Our claims team is the cornerstone of how we deliver on that promise. We handle claims in a way that is faithful to the policy, built on genuine customer service, and designed to create confidence with the carriers who trust us with their paper. If you take pride in doing the work right — and in treating policyholders like people — this is the team you want to be on.

The Role
We are looking for an experienced property Claims Specialist with 3 or more years of adjusting experience to join our team. You will manage an assigned desk of property claims end-to-end — from coverage analysis and investigation through negotiation, resolution, and closure. You will be the primary point of contact for our insureds, and your work will directly shape their experience with Proper.

• What You’ll Do
• Coverage Analysis & Investigation
• Review policy forms, endorsements, and FNOL to determine coverage applicability.
• Identify relevant exclusions, conditions, and limitations — and document your rationale clearly.
• Conduct timely investigations through interviews, document review, vendor coordination, and inspections.
• File Management & Resolution
• Own your desk from assignment through closure with active diary management.
• Evaluate damages, challenge estimates where appropriate, and set reserves consistent with exposure.
• Negotiate settlements within your authority; escalate beyond it with a clear recommendation.
• Customer Experience
• Serve as the primary contact for insureds, agents, and vendors — and make them feel it.
• Explain coverage decisions in plain language; set expectations and follow through on commitments.
• Minimize status-check calls through proactive communication.
• Compliance & Audit Readiness
• Document all significant decisions and activities in the claims system contemporaneously.
• Adhere to internal guidelines and applicable regulatory requirements.
• Keep your files in an audit-ready state at all times.
• What We’re Looking For
• 3+ years of property claims adjusting experience required.
• Solid command of property coverage, policy forms, and claim best practices.
• Strong written and verbal communication — clear, concise, and well-documented.
• Sound analytical judgment: you assess the facts, weigh the options, and own the decision.
• Negotiation skill and professional composure in difficult conversations.
• Accountability mindset — you manage your desk with minimal handholding and escalate with solutions, not just problems.
• Experience with short-term rental, habitational, or specialty commercial property lines is a plus.

Compensation & Benefits

The expected salary range for this position is $75,000 to $85,000 and will be impacted by factors such as the successful candidate’s skills, experience and working location, as well as the specific position’s business line, scope and level. HUB International is proud to offer comprehensive benefit and total compensation packages which could include health/dental/vision/life/disability insurance, FSA, HAS and 401(k) accounts, paid-time-off benefits such as vacation, sick, personal, floating holidays and company holidays. In addition, eligible annual bonuses, equity and commissions may be available for some positions.

#SPG

• What we offer you
• We invest in your growth. HUB offers structured training, licensing support and ongoing development opportunities designed to accelerate your career.
• Competitive pay with comprehensive health benefits, retirement savings matching and company-paid life and disability plans
• Generous paid time off, paid parental leave and a wellbeing program designed to support real work/life balance
• A collaborative, high-performing culture with meaningful engagement, community impact through HUB Gives and genuine room to grow your career
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The HUB difference
HUB International is one of North America’s largest insurance brokers, delivering risk management, insurance, employee benefits, retirement and wealth management solutions to businesses and individuals across the United States and Canada — through locally led teams backed by national expertise, giving you the agility of a local partner and the reach of a global organization.

Equal Employment Opportunity: HUB International Limited is an Equal Opportunity Employer. All qualified applicants will receive consideration for employment without regard to race, color, religion, sex, sexual orientation, gender identity, national origin, age, disability, protected veteran status, or any other characteristic protected by applicable federal, state, or local law.

Reasonable Accommodations: HUB International Limited is committed to providing reasonable accommodations to qualified individuals with disabilities throughout the application and hiring process. If you need a reasonable accommodation to access our career site, complete an application, or participate in any part of the hiring process, please contact the Recruiting Team at HUBRecruiting@HUBInternational.com. This contact information is for accommodation requests only and should not be used to inquire about the status of an application.

E-Verify: HUB International Limited participates in E-Verify. Please refer to Our Recruiting Process | Applicant Notices: E-Verify Program for additional information.